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  • Right Place, Right Time

 

Understanding Underwriting

Much has been written, in Brownfield News and many other publications, about the various types, uses and values of environmental insurance in the context of surplus or abandoned property dispositions, remediation and redevelopment. In order to get the most from any expenditure for environmental insurance, brownfielders should understand the insurance underwriting process and use this knowledge when applying for coverage. At present, the level of experience, maturity and sophistication among the major environmental insurance underwriting companies is at an all-time high. Indeed, environmental insurance is not new. Two decades of experience in underwriting coverage and accumulating claims data have given the business a solid foundation. Through internal environmental engineering, geology and other relevant scientific disciplines, along with the knowledge base of their engineering clients specializing in specific media, contaminant, jurisdictional and other areas, insurers now have a well-honed technical ability to understand, analyze and quantify environmental risk. The evolution of Pollution…Log In to Read Full Article

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